A journey from Stripe to Paypal and back to Stripe led Zed Shaw to the conclusion in the headline. And, no, that is not a compliment (in case you weren’t sure).

Zed goes deep on why he feels this way, listing seven serious downsides to using Stripe today. What’s a dev to do? His advice at the end alone is worth the cost of admission:

This is why I advocate to people to be ready to switch payment processing at a moment’s notice. Right now I could flip two options and I’d be back on Paypal. If I was pressed I could probably implement any other payment processor in about a week or a day. The ability to quickly switch payments is your only defense against frozen accounts, fraud, and rogue employees.